As summer progresses, markets are navigating a mix of opportunity and caution. While earnings season continues to shape investor sentiment, Washington is once again in the spotlight with the passage of the One Big Beautiful Bill (OBBB) a sweeping tax reform with broad implications for individuals and businesses alike.
This month, we’re highlighting two key articles that capture why OBBB matters now:
• Charitable Giving & Estate Planning: Plan contributions ahead of the 2026 changes.
• Business Owners & Investors: Take advantage of permanent deductions and new QSBS thresholds.
• Strategic Timing: Acting now can lock in benefits before provisions fully phase in.
Key Topics for This Month
One Big Beautiful Bill: Impact on Charitable Giving Fidelity Charitable
OBBB introduces new opportunities for individual taxpayers, including above‑the‑line deductions for charitable giving (starting 2026) and a 35% cap on itemized benefits for high earners. These shifts could reshape year‑end planning and encourage front‑loading of charitable gifts before the new caps apply.
Image Source: iStock
Business Tax Reform: Key Changes for Small Business & Investors
For business owners and investors, OBBB is a game‑changer. It makes the QBI deduction permanent, restores 100% bonus depreciation, and expands Qualified Small Business Stock (QSBS) benefits. These changes open windows for immediate planning, particularly for equipment purchases, R&D investment, and startup equity strategies.
Image Source: iStock
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